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Questions?  Call Us at

1: 951-461-7044
2: 951-691-1373

Our Staff



Larry Miller - President: On behalf of everyone here at Miller, we want to thank you for your interest in our company.  It has been a pleasure serving all of our clients for 25 years.  We look forward to serving you with our legendary customer service for another 25 years!  NMLS #290079

Joshua Miller - V.P.:   After spending years as a sales rep in Corp America, I decided to return to the family business and build on the solid foundation my father built.  We are all about relationships and continuing to reach new folks.  Whether you are looking to purchase your very first home or are a seasoned investor we can't wait to issist you in the process.  We are committed to providing you with EXCEPTIONAL customer service!  Please feel free to reach me directly at anytime - 951.691.1373  NMLS #290131

Lark Miller - Secretary/Treasurer: 951.461.7044 or lark@millerfinancial.com 

Christy Silva - Loan Officer:  Christy is an experienced licensed real estate agent and NMLS licensee who has worked within the real estate and finance industry for over 20 years.  Christy has originated for one of the nations largest home builders, but missed the personal & ongoing relationship with her clients, so 5 years ago she returned to a local community mortgage company where she has been a tremendous asset working to make the loan process easy and efficient for current and prospective clients. Please feel free to contact Christy with any questions you have at 951-691-1373 or Christy@millerfinancial.com  NMLS# 253868

Kelli Holbrook - Loan Officer: Prior to joining Miller Financial in May 2014, Kelli worked at Nordstrom for just over 18 years as salesperson, manager, buyer and then finished her time as a divisional branch manager. She then stayed home to raise her 3 kids from 2000-2009. As the kids got older, Kelli then decided it was time to assist her husband, Jim Holbrook at Performance Realty Group where he has been the owner/broker since December 2008. In 2012, she worked at another local lender before coming to Miller Financial, Inc. Kelli prides herself in giving great customer service and truly enjoys the part she has assisting her clients in achieving their goals of homeownership, refinancing and/or investing as well as building lasting relationships along the way. Visit Kelli's 5 Star reviews on Zillow; https://www.zillow.com/lender-profile/kelli0277/   You can reach Kelli at 951-775-7900 or kelli@millerfinancial.com - NMLS# 785836

Kristine Garcia - Loan Officer: Kristine is a real estate broker and licensed mortgage loan officer with two decades serving clients with residential, commercial, land, and new home finance. Additionally, Kristine brings the added benefit of being a licensed Realtor offering both listing and purchase expertise.  As a graduate of Azusa Pacific University (Master of Arts, Business/Organizational Development), clients are able to trust the depth of knowledge and perspective that the changing real estate landscape and dynamics presents. Truly, Kristine is your All in One Real Estate Resource.  You can reach Kristine at; kristine@millerfinancial.com - NMLS# 287237